Tampa Bay · Hillsborough · Pinellas · Pasco · Manatee
Xactimate® Estimating in Tampa, Florida
Two hurricanes in a fortnight left many Tampa Bay properties with a surge claim and a wind claim on the same house, adjusted by different carriers under different deductibles. Sequencing the damage correctly between the two events is the whole estimate.
Price list: FLTA
Every line item priced on the current FLTA regional list, so the numbers match what the carrier's adjuster sees.
What we see in Tampa
- • Hurricane wind
- • Storm surge
- • Roof damage
- • Flooded ground floors
Local rule that changes the estimate
Pinellas barrier islands (St. Pete Beach, Treasure Island, Madeira Beach) saw wholesale ground-floor losses; supplements for hidden damage found during rebuild fall under the 18-month window running from each storm's date of loss.
Recent storm history
Hurricanes Helene (September 2024) and Milton (October 2024) hit Tampa Bay within two weeks of each other — surge from Helene, then wind and tornadoes from Milton — producing the region's largest claim volume in decades.
Every Florida deadline runs from the date of loss: 1 year to report, 18 months to supplement. Check yours with the deadline calculator, and watch the region live on the storm map.
Communities we estimate for
- St. Petersburg
- Clearwater
- Brandon
- Riverview
- Wesley Chapel
- Largo
- Bradenton
- New Port Richey
Remote estimating: same team, same price list, same turnaround for every address in Hillsborough, Pinellas, Pasco, Manatee.
Tampa estimating FAQ
- Which Xactimate price list do you use for Tampa claims?
- FLTA — the current month's regional list for Tampa Bay. Using the carrier's own list is what makes line-item pricing indisputable at review.
- Do you serve all of Hillsborough, Pinellas, Pasco, Manatee counties?
- Yes. Estimating is remote, so the same team and turnaround cover every address in Hillsborough, Pinellas, Pasco, Manatee and the surrounding communities: St. Petersburg, Clearwater, Brandon, Riverview, Wesley Chapel and more.
- How fast is turnaround for a Tampa estimate after a storm?
- Standard turnaround is 24 hours and a free sample estimate is delivered within 12 hours. During a declared emergency we scale the estimating team so local contractors aren't queued behind other markets.
- Can you help with supplements and adjuster follow-up?
- Yes — claims management is a core service. We prepare supplemental estimates with photos and code references and work directly with the public adjuster through the insurer's review, inside Florida's 18-month supplement window.
See a Tampa estimate before you commit
Send one real Tampa Bay claim — photos, measurements or a sketch — and get an itemized Xactimate® estimate on the FLTA list back within 12 hours. Free, no obligation.
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