Free Claim Tools
Built for the questions adjusters, contractors and homeowners actually ask after a loss. No sign-up, nothing stored.
Live US Storm & Disaster Map
Active NWS warnings, NOAA hail/wind/tornado reports, USGS quakes and FEMA declarations on one free map, with a Florida view.
Second Look — Estimate Review
Upload the insurer's estimate PDF and get the figures, the scope that's likely missing by trade, and the questions to send the adjuster.
Hurricane Deductible Calculator
What a 2%, 5% or 10% deductible actually costs on your dwelling limit, and whether a given claim clears it.
Florida Claim Deadline Calculator
Every date from §627.70132 and §627.70131: 1-year notice, 18-month supplement, 7-day and 60-day insurer duties.
Public Adjuster Fee Calculator
The 20% / 10% Florida caps, what you keep, and the break-even settlement that makes a PA worth it.
Recoverable Depreciation Calculator
ACV, first check and the holdback you're owed after repairs, with useful-life presets by item.